Built from real business. Engineered for everyday operations.

Technology built from real business.

We build purpose-built digital products around the way businesses actually operate.

Our story

We were operators before we were builders.

01We faced the problems.

Registers, forms and approvals that lived on paper and in people's heads. We ran the counters where they slowed everything down.

02We understood the workflow.

Who touches what, in which order, and where the time and the errors actually go. Not from a requirements document. From doing it.

03We built the solution.

Software shaped by the operation, not the other way round. Then we ran our own businesses on it before offering it to anyone else.

Software designed by people who understand the business behind it.

That is the whole idea behind ADFC Digitech.

Our approach

We don't build one-size-fits-all software.

Finance doesn't operate like jewellery.Jewellery doesn't operate like workforce management.Consumer platforms have completely different requirements.So we don't build them the same.

Each product is designed around the business it serves. Its own workflows, its own rules, its own interface. The only thing they share is where they come from.

Products

Different businesses. Different challenges. Purpose-built technology.

Four independent products, each built for one kind of operation. Choose one to enter its world.

TATSOFT ADFCNew customer · Onboarding · KYC
Identity photo → auto-fill
Aadhaar verifiedDigiLocker
PAN matched98%
Bank account₹1 verified
Applicant
Rekha Suresh Morename
14-03-1979date of birth
Ozar, Niphad, Nashikaddress
XXXX XXXX 4471ID · encrypted
Continue to appraisal
TATSOFT ADFCCase GL-2609-0021 · Processing · Approval
Collateral value₹6,48,338
Eligible₹5,00,000
LTV · slab 80%77.1%
SchemeGOLD MAX
Appraisal 3 items · 48.47 g
ItemNet gPurityValue
Mangalsutra18.24022K₹2,45,875
Bangles ×226.11022K₹3,51,963
Ring4.12020K₹50,500
Approval maker · checker
Officer ≠ appraiser ≠ managerOK
LTV within policy slabOK
Cash limit respectedOK
Manager approvalPending
Approve
TATSOFT ADFCDocumentation · eSign · Disbursement
Documents generated · 8 pages
Key Fact StatementReady
Loan agreementReady
Collateral receiptReady
Customer eSignSigned 10:43
Download signed pack
Disbursement
ICICI · NEFTmode
Rekha S. More · ****2291verified account
Sanction₹5,00,000
Charges₹2,950
Net to bank₹4,97,050
Disburse
TATSOFT ADFCCollection · Reporting · live
Due today₹1,12,400
Collected · month₹38.6 L
Past maturity17
Active loans412
Collections by week
Reports generated
Regulatory returnsSep ready
Bureau fileExported
Audit trail2,318 events
Accounts exportXML
  1. Onboarding
  2. KYC
  3. Processing
  4. Approval
  5. Documentation
  6. Disbursement
  7. Collection
  8. Reporting

Financial Services Technology

TATSOFT ADFC

Built for lending. Designed for control.

A technology platform for lending and NBFC operations, from the first customer form to the regulator's report.

The problem

A loan used to pass through six registers and four desks before money moved.

Every hand-off was a place to lose an hour, a document or control. Nobody could say, at any moment, exactly where a case stood.

The solution

One case. One platform. Every step recorded.

Onboarding, KYC, processing, approval, documentation, disbursement, collection and reporting run as one flow. Each role sees its own desk; the system enforces the rules between them.

Capabilities

What it runs.

  • Digital KYCID verification, auto-filled forms, encrypted identifiers
  • Maker-checker approvalsSeparate roles for entry, appraisal and sanction
  • Documentation & eSignGenerated packs, digital signature, stored copies
  • Controlled disbursementVerified accounts, policy limits, payment advice
  • CollectionsDues, receipts, reminders and closure in one place
  • Reporting & audit trailRegulatory returns, exports, every action logged

Next step

See it running on a real case.

TATGOLD ERPLabeling · LOT-22K-000184 · Ozar
Lot net weight752.300 g
Tagged612.140 g
Remaining140.160 g
RFID linked48 / 62
Items tag · RFID · HUID → one item ID
TagItemNet gRFID EPCHUID
OZR-G-000421Mangalsutra 22K18.240E280 6894 41A2Linked
OZR-G-000422Mangalsutra 22K17.960E280 6894 41A3Linked
OZR-G-000423Bangle 22K13.055— scan —Pending
Tail label · 80 mmQR + Code128
Tolerance 0.05 glot close
Assign RFID & print
TATGOLD ERPStock take · Tray 14 · reader on
Scanned58 / 60
Missing2
Weight read612.1 g
Not found in this scan
OZR-G-000217Ring 22K · 4.120 gMissing
OZR-G-000305Chain 22K · 12.640 gMissing
OZR-S-000091Anklet silver · 38.2 gAt karigar
TATGOLD ERPSale bill · OZR-S-001043 · scan to add
Lines scan tag or type
ParticularsTagNet gMakingAmount
Mangalsutra 22KOZR-G-00042118.24012%₹2,75,400
Ring 20KOZR-G-0002174.1209%₹58,300
Exchange · old goldOZR-UDP-0001189.800—− ₹1,14,170
GST 3%₹10,011
Net payable₹2,29,541
Card₹2,00,000
Cash₹29,541
Post & print
TATGOLD ERPOwner · three branches · today
Stock · fine gold3,412.08 g
Sales today₹8,62,900
At karigar214.6 g
Day closeBalanced
Sales by branch · week
Posted automatically
Stock ledger− 22.36 g
Fine gold+ 9.80 g URD
Accounts₹3,33,700
GST₹10,011
  1. Tagged
  2. RFID scan
  3. Inventory
  4. Billing
  5. Accounts
  6. Dashboard

Jewellery Business Technology

TATGOLD ERP

Every piece. Every movement. Accounted for.

An ERP built around actual jewellery business operations: stock by weight, purity and value, across counters, karigars and branches.

The problem

Jewellery stock is weight, purity and value at once. Spreadsheets keep track of one.

Pieces move between trays, karigars, refineries and branches every day. By evening nobody is sure what is where, or what it is worth.

The solution

Tag every piece. Enter every transaction once.

Each item carries a label, an RFID tag and its hallmark ID. A scan bills it, a scan counts it, and every document posts to stock, accounts and tax the moment it is saved.

Capabilities

What it runs.

  • InventoryWeight, purity and value tracked together, per branch
  • RFID & labelsTag assignment, printing, stock take in seconds
  • Billing & purchasesSales, estimates, orders, old-gold exchange, GST
  • Gold & silver stockLots, karigar issue and receipt, refinery flow
  • Customer transactionsLedgers, schemes, receipts and payments
  • Accounting & insightsAuto-posted books, day close, owner dashboard

Next step

See it on your own stock.

Swarn PotliSunita J.
Gold saved3.42 g₹46,100 at today's rate · 22K
This month due 5 Oct
Instalment₹5,000
Paid so far7 of 11
Deposit ₹5,000
HomeWalletRateShop
DepositUPI
Amount
₹5,000this month
Rate today · 22K₹13,480 /g
You receive0.371 g
Rate locked for10:00
Pay with
UPI · sunita@okaxisdefault
Confirm deposit
HomeWalletRateShop
Gold addedconfirmed
3.79 gin your potli
Deposit₹5,000
Gold credited+ 0.371 g
Wallet value₹51,100
ReceiptSent on WhatsApp
HomeWalletRateShop
WalletStatement
Gold saved3.79 g8 of 11 instalments · matures 5 Feb
Recent
5 Oct · UPI+ 0.371 g
5 Sep · UPI+ 0.382 g
5 Aug · UPI+ 0.396 g
Redeem at showroom
HomeWalletRateShop
  1. Deposit
  2. Rate applied
  3. Gold added
  4. Wallet grows
  5. Redeem

Consumer Gold Platform

Swarn Potli

Making gold saving simpler, digital and accessible.

A consumer app for saving in gold a little at a time, offered under a jeweller's own brand.

The problem

Saving for gold has meant a paper passbook, a monthly visit and no idea what it is worth today.

Customers save with discipline for months and still cannot see their gold grow. Businesses reconcile schemes by hand.

The solution

Every deposit becomes gold at the day's rate, in the customer's pocket.

Pay from the phone, watch the balance grow in grams, get the receipt instantly, redeem at the showroom when the scheme matures. The business sees every scheme, every due and every maturity.

Capabilities

What it does.

  • Deposits by UPIMonthly or any time, with reminders before the due date
  • Gold at live rateEach deposit converted to grams on the day
  • Wallet & statementsBalance in grams and rupees, full history
  • Receipts & alertsInstant receipts and notifications on WhatsApp
  • RedemptionConverted to a bill at the showroom with the scheme bonus
  • Your brandYour name, your logo, your branches

Next step

Put your scheme in their pocket.

TATSOFT WorkforceTeam today · live
Present42 / 45
Late2
On leave1
Weekly off0
Checked in photo · time · location
Nilesh R.09:24Branch · OzarPresent
Narendra K.09:31Branch · OzarPresent
Snehal J.10:19Branch · OzarLate
Mayur K.—Approved leaveLeave
TATSOFT WorkforceEmployee · EMP004
Nilesh Ramole Operations
10:00 – 20:30shift
Sundayweekly off
15 mingrace
9 of 12leave balance
Documents
ID proofOn file
Bank detailsOn file
ContractSigned
Insurance cardPending
TATSOFT WorkforceDaily activity · 27 Sep
Timeline
09:24Nilesh R. · check-in20.0961 N · 73.9298 EPhoto
09:31Narendra K. · check-in20.0961 N · 73.9298 EPhoto
10:19Snehal J. · check-in20.0958 N · 73.9301 ELate
13:02Leave request · Mayur K.2 Oct – 3 OctReview
Rules applied by systemlate · half day · off
Punches immutableaudit
Approve leave
TATSOFT WorkforceReports · September
Working days26
Attendance96.4%
Late marks11
PayrollReady
Presence by day
Payroll draft
Gross₹6,84,000
Deductions₹41,200
Net payable₹6,42,800
StatusReady to approve
  1. Check-in
  2. Verified
  3. Attendance updated
  4. Manager view
  5. Payroll-ready

Business Operations

TATSOFT Workforce

People. Presence. Productivity.

A standalone attendance and workforce product for any business with a team to run, from three people to three hundred.

The problem

Attendance registers are filled from memory, corrected at month-end and argued over on payday.

Managers find out who was absent when the salary sheet is made. Rules about late marks and half days depend on who is asking.

The solution

A check-in with photo, time and place. Rules applied by the system, not by mood.

Employees check in from their phone. The record is written once and cannot be edited afterwards. Managers see presence the moment it happens; payroll reads the same record.

Capabilities

What it runs.

  • AttendancePhoto and location check-in, server time, immutable
  • Employee recordsProfiles, documents, shifts, weekly offs
  • Daily activityLive timeline of who is in, late or on leave
  • Rules & leaveLate, half-day and leave policies enforced automatically
  • ReportingMonthly summaries and payroll-ready output
  • Management visibilityOne screen for every branch and team

Next step

Run it with your team this week.

Product studio

What we're building next.

ADFC Digitech continuously explores real operational problems and turns them into focused technology products. Each one starts the same way: inside an operation, with a problem we have felt ourselves.

05TATSOFT BooksCloud accounting for businesses that outgrow desktop bookkeepingIn development
06TATSOFT CRMSales operations: leads, follow-ups, field visits, referralsIn development
07Your operationA problem you run into every day is where our next product startsTalk to us →

Company

Real businesses. Purpose-built technology.

We believe the best software starts with understanding the operation behind it. Before designing screens or writing code, we study how people actually work.

Then we build technology around those realities.

  • 01How customers move through a process
  • 02How employees perform daily tasks
  • 03Where delays happen
  • 04Where errors happen
  • 05Where management loses visibility
  • 06Where automation creates real value

How we're different

Problem → Workflow → Technology.

Traditional softwareADFC Digitech
Feature firstProblem → Workflow → Technology
Built from assumptionsBuilt from operating experience
Generic processesBusiness-specific workflows
Users must adapt to the softwareSoftware adapts to real operations

In numbers

Built, shipped and in daily use.

Figures are updated by ADFC Digitech as products go live.

Technology

Built for real-world scale.

Enterprise foundations under every product, without asking your team to become engineers.

Secure architectureEncrypted identifiers, private storage, least-privilege access.
Role-based accessEvery role sees its own desk. Rules enforced server-side.
Cloud infrastructureHosted in India, backed up nightly, available on every device.
API integrationsIdentity verification, eSign, payments, messaging, accounting.
AutomationDocuments, reminders, postings and reports without manual steps.
Audit trailsWho did what, when. Nothing posted can be silently changed.
Scalable databasePostgreSQL designed for years of transactions, not a demo.
Mobile-first workflowsCounter, field and vault work from a phone or tablet.
Real-time reportingDashboards that read the same record the counter writes.
Data securityYour data stays yours: exports any time, no lock-in.

ADFC Digitech

Technology should understand the business before it tries to change it.

That's how we build at ADFC Digitech.

E-mailadmin@adfcdigitech.inDemo requests, partnerships, product questions
WhatsApp+91 99236 34888Weekdays, 10:00 to 19:00 IST
Office

ADFC Digitech Pvt. Ltd.

Ozar, Nashik, Maharashtra, India

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Contact

Questions about this policy: admin@adfcdigitech.in.

Last updated September 2026.

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This website is published by ADFC Digitech Pvt. Ltd., Ozar, Nashik, Maharashtra, India. By using it you agree to these terms.

Content

Product screens shown on this website are illustrations of product capability. Figures shown inside them are examples, not live data. Features and availability may change without notice.

Intellectual property

TATSOFT, TATGOLD and Swarn Potli are products of ADFC Digitech Pvt. Ltd. All text, design and product interfaces on this website are the property of ADFC Digitech and may not be reproduced without permission.

Product terms

Use of any ADFC Digitech product is governed by the agreement signed with the customer for that product.

Governing law

These terms are governed by the laws of India, with jurisdiction in Nashik, Maharashtra.

Last updated September 2026.